
	Finding the right home at the right price is just one part of a home sale or purchase. Giant Realty Inc. is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at (408)988-0888 x 123 if your needs include a real estate pro experienced in the business side of real estate.

What closing costs should you expect?

There are certain standard fees linked to closing the sale of a house. These fees are commonly divided between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in California to help lead you through your process.

Loan-related closing costs (Click here for more information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes you may be responsible for at closing (Click here for more information)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Click here for more information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your transaction, I'll not only work to get the highest sales price, but I'll also push for limited closing costs. And once we've reached an agreement, I'll describe in detail the closing costs so you know exactly what you're paying for.

Buyers: When purchasing a home in Santa Clara County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an appropriate range so you're not astonished when you show up at the closing table. I'll be willing to look through the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.